USER AGREEMENT with Personal Library Software Inc.

Personal Library Software Inc. (PLS), a Maryland company, has developed
proprietary software systems (herein called the PLS Software) which it
calls Personal Librarian (tm) and Windows Personal Librarian (tm).  This
software consists of information storage and retrieval programs which are
capable of creating and searching textual data bases.  PLS is willing to
grant right to use the PLS Software to the End User, subject to the terms
and conditions set forth below.

THEREFORE, for good and valuable consideration, including the rights and
license granted in this Agreement, and intending to be legally bound,
PLS and the END USER agree as follows:

GRANT: PLS grants to End User the non-exclusive right to use the PLS Software,
subject to the terms and conditions of this Agreement.

MULTIPLE COPIES: This agreement permits End User to use the PLS Software
on one micro-computer at one location only in connection with use of
Virginia Disc One.  If End User intends to use the PLS Software on more
than one microcomputer or on a multi-processor, by which multiple users may
access a common disk memory, or separate from use of Virginia Disc One,
then user fees must be paid to PLS.  User manuals for PLS Software must
also be paid for, and are available from PLS.

TRANSFER OF END USER'S LICENSE: End User does not have the right to sell
End User's copy of the PLS Software without the written consent of PLS.

PROPRIETARY RIGHTS OF PLS: End User agrees that PLS is the sole and exclusive
owner of all rights to the PLS Software system.  End User will make copies of
the PLS Software only for the purposes of installation and use of Virginia
Disc One or for related backup requirements.  End User acknowledges that the
PLS Software is a trademark of PLS and may not be used withouut PLS's consent.

LIMITED WARRANTY: PLS DISCLAIMS ALL WARRANTIES, REGARDING THE LICENSED
SOFTWARE AND DOCUMENTATION, WHETHER EXPRESSED OR IMPLIED, INCLUDING
WITHOUT LIMITATION ANY WARRANTY IN REGARD TO QUALITY, PERFORMANCE,
MERCHANTABILITY, OR FITNESS FOR A PARTICULAR PURPOSE.  THE PROVIDERS OF
VIRGINIA DISC ONE MAY HAVE MADE STATEMENTS ABOUT THIS SOFTWARE.  ANY SUCH
STATEMENTS DO NOT CONSTITUTE WARRANTIES AND SHALL NOT BE RELIED ON BY USERS.
   Neither PLS nor Microsoft Corporation nor Virginia Polytechnic Institute
and State University (hereafter VPI&SU) shall be liable to Licensee or to any 
third party, for any indirect, incidental, and/or consequential losses or 
damage, or for any punitive or exemplary damages resulting from the use, 
availability, or non-availability of the Licensed Software or Documentation, 
or from any defects or errors of any kind in the Licensed Software, related 
Documentation or other materials.  The user is advised to test the programs 
thoroughly before relying on them.  The user must assume the entire risk of 
using the programs.  Whereas Virginia Disc One is provided free of charge
by VPI&SU, not withstanding any other provision of this Agreement, 
PLS's or Microsoft Corporation's or VPI&SU's liability to Licensee under
any theory shall in no event be more than zero dollars.

DAMAGES, INJUNCTIVE RELIEF: End User agrees that, if any unauthorized
copy of the PLS Software is made, End User will pay to PLS damages of
PLS's maximum published price for the PLS Software, which End User
agrees is reasonable, plus all reasonable attorney's fees.  End User
also agrees that PLS will have the right to obtain an injunction against
unauthorized copying, in addition to any other rights and remedies to
which PLS may be entitled.

SEVERABILITY: If any provision of this Agreement is held to be invalid
or unenforceable, it will be construed to have the broadest interpretation
which would make it valid and enforceable.  Invalidity or un-enforceability
of one provision will not affect any other provision of this Agreement.

ENTIRE AGREEMENT: This is the entire agreement between the parties as to
the use of the PLS Software by the End User and there are no other
contracts, expressed or implied.  This Agreement may only be modified
in writing with approval by PLS.